Seasonal Homes

As more people search for vacation rentals, seasonal and secondary homes are increasingly becoming a new source of income for their owners. Ensure your clients have the right seasonal homeowners insurance coverage in place to protect their investment.

Program Highlights:

  • HO-3, HO-5, DP-1 and DP-3 forms 
  • Premises Liability or Stand-alone Comprehensive Personal Liability
  • Extended Replacement Cost
  • Scheduled Personal Property
  • Personal Property Replacement Cost 
  • Optional Coverages – Water Backup & Sump Discharge Overflow, Theft, Burglary
  • Short-Term Rental, Airbnb & VRBO
  • Loss of Rental Income
  • Windstorm Coverage
  • Rental – Multiple units may be scheduled on a single policy
  • Protection Class – All are acceptable

Additional coverage enhancements are available!

Whether your insured has a home in the mountains, a lakeside retreat, island getaway or beachfront property, we have them covered.

Cross-selling Opportunities:  

  • NEEE's residential Private Flood Program mirrors the NFIP but adds additional coverages and the convenience of a scheduled policy. Most competitive on pre-firm properties in AE or VE flood zones.
  • Personal Umbrella will help your clients relax and enjoy what they have.     

Contact our knowledgeable Underwriters for a quote today! 

Email or call 1-800-548-4301

Available Forms