Commercial Transportation

Details

We have the experience to quickly review your commercial auto submissions and provide customized coverage through various markets. We provide coverage for transportation-related business in the following states: VT, NH, ME, NY (no livery), RI, CT, and PA. 

Lines of Business

• Auto Liability
• Auto Physical Damage
• Business Auto
• Excess Auto Liability
• Medical Payments
• Motor Truck Cargo
• Underinsured Motorist Coverage (UIM)
• Uninsured Motorist Coverage (UM)

Target Classes

Business Auto and Trucking

• Schools / Daycares (school buses, daycare vans, group home vans or shuttles, scouting troop vehicles) 
• Courtesy (courtesy vehicles for car dealers, repair shops, hotels, restaurants) 
• Delivery (delivery vehicles for flowers, couriers, packages, auto parts, furniture, U.S. mail, pizza, food)
• Driver Training (sedans, trucks, tractors, trailers) 
• Farming (pickup trucks, grain trucks, livestock trucks, dump trucks) 
• Funeral Homes (escort vehicles, limousines, hearses) 
• Mobile Concessions / Food Trucks (taco trucks, coffee carts, hot dog vendors, vehicles used by caterers)
• Religious Organizations (church vans, choir buses, Amish shuttles, vehicles used by pastors) 
• Company / Executive (salespersons’ vehicles, owners’ personal vehicles, visiting nurses’ autos) 
• Rental Operations (commercial vehicles, sedans, SUVs, minivans) 
• Security (vehicles used for bondsmen, private investigators, security patrols, home security, prisoner transport) 
• Construction (boom trucks, mobile truck cranes, dump trucks, fuel trucks, water trucks, cement pumpers, service trucks) 
• Contractors (vehicles used by plumbers, roofers, electricians, landscapers, locksmiths, painters) 
• Drive-away Contractors (registration plates, transporter tags, named operators) 
• Dump Trucks (dump trucks used by contractors and aggregate haulers)
• Hazardous Commodity Haulers (trucks hauling fuel oil, propane, gasoline and other chemicals (some exclusions exist))
• Non-trucking Liability (bobtail/deadhead contingent liability)
• Tankers (water trucks, fuel trucks, trucks hauling liquid asphalt and other chemicals (some exclusions exist))
• Tow Trucks (wreckers and rollbacks for repair shops, car dealerships, police rotation, repossessors, salvage yards)
• Truckers (car carriers, mobile home toters, other long-haul trucks hauling goods for hire)

Passenger Auto / Passenger Transport / Livery 

• Charter Buses (sightseeing and tour buses, entertainer buses, wilderness expedition vehicles, ski buses, casino buses)
• Schools / Daycares (school buses, daycare vans, group home vans or shuttles, scouting troop vehicles)
• Courtesy (courtesy vehicles for car dealers, repair shops, hotels and restaurants) 
• Employee (vehicles used to transport railroad workers, farm laborers, and other employees to and from the job-site)
• Funeral Homes (escort vehicles, limousines, hearses) 
• Limousine and Sedan Services (stretched and super-stretched limousines, stretched SUVs, executive transport autos, airport transportation vehicles)
• Mass Transit (urban buses, trams, trolleys, shuttle services, airport shuttles)
• Medical and NEMT (ambulances, rescue squad vehicles, non-emergency medical transportation autos, medical provider courtesy vehicles)
• Religious Organizations (church vans, choir buses, Amish shuttles, vehicles used by pastors)
• Social Services (Head Start Program autos, group home vans/shuttles, YMCA buses, scout buses, senior citizen center vehicles)
• Taxis and App-Based Transport (taxis, Uber, Lyft) 

Specialty Operations

• Mobile Operations (bookmobiles, bloodmobiles, mobile offices, mobile medical testing)
• Municipality-owned (ambulances, law enforcement vehicles, fire trucks, water trucks, hazardous material responders, street sweepers)