Businesses that serve, sell, or support the purchase and/or use of liquor could be held liable in a claim.

The liability exists when the injuries or property damage are a result of a patron getting intoxicated in your insureds establishment.

Take advantage of our competitive liquor liability rates and coverage options.

The unfortunate reality is your insured's business could be held liable for the actions of the patron which may result in damages, injuries, or both. While it's logical to request the drunk patron pay the damages, it's likely the business serving the alcohol will almost always be included in the claim. 

Ease the legal concerns of your insureds, and provide the right liquor liability coverage for patrons that don't understand their own limits. 

Target classes include:

  • Bars & Restaurants
  • Fine Dining
  • Non-profit, Private, Fraternal, and Social Clubs
  • Caterers
  • Nightclubs
  • Country Clubs
  • Bowling Alleys
  • Breweries
  • Special Events

Product features and considerations:

  • Bar and restaurants open 24/7
  • BYOB restaurants
  • New ventures
  • Venues with major entertainment
  • Prior losses or violations
  • Drink specials, happy hours
  • On-premises tastings
  • Banquets, reunions, parties, and weddings

Download Application

Email or call me for more information or a quote! 

T. Zach Woodford
T. Zach Woodford
Senior Commercial Lines Underwriter
New England Excess Exchange
p: 802-661-5441
w:  e: