Liquor Liability

Businesses that serve, sell, or support the purchase and/or use of liquor could be held liable in a claim resulting from an intoxicated individual. The liability exists when the injuries or property damage are a result of a patron getting intoxicated in your insureds establishment. The unfortunate reality is your insureds business could be held liable for the actions of the patron which may result in damages, injuries, or both. While it's logical to request the drunk patron pay the damages, it's likely the business serving the alcohol will almost always be included in the claim. 

Ease the legal concerns of your insureds, and provide the right liquor liability coverage for patrons that don't understand their own limits

Target classes include:

  • Bars & Restaurants
  • Fine Dining
  • Non-profit, Private, Fraternal, and Social Clubs
  • Caterers
  • Nightclubs
  • Country Clubs
  • Bowling Alleys
  • Breweries
  • Special Events

Coverage details or features:

  • Bar and restaurants open 24/7
  • BYOB restaurants
  • New ventures
  • Venues with major entertainment
  • Prior losses or violations
  • Drink specials, happy hours
  • On-premises tastings
  • Banquets, reunions, parties, and weddings

Contact us today at or 1-800-548-4301 for more information, or a quote!