Businesses that serve, sell, or support the purchase and/or use of liquor could be held liable in a claim.

The liability exists when the injuries or property damage are a result of a patron getting intoxicated in your insureds establishment.

Take advantage of our competitive liquor liability rates and coverage options.

The unfortunate reality is your insured's business could be held liable for the actions of the patron which may result in damages, injuries, or both. While it's logical to request the drunk patron pay the damages, it's likely the business serving the alcohol will almost always be included in the claim.

Ease the legal concerns of your insureds, and provide the right liquor liability coverage for patrons that don't understand their own limits.

Target classes include:

Bars & Restaurants
Fine Dining
Non-profit, Private, Fraternal, and Social Clubs
Caterers
Nightclubs
Country Clubs
Bowling Alleys
Breweries
Special Events

Product features and considerations:

Bar and restaurants open 24/7
BYOB restaurants
New ventures
Venues with major entertainment
Prior losses or violations
Drink specials, happy hours
On-premises tastings
Banquets, reunions, parties, and weddings

Businesses that serve, sell, or support the purchase and/or use of liquor could be held liable in a claim.

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Businesses that serve, sell, or support the purchase and/or use of liquor could be held liable in a claim.

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