Details
Our flood program offers protection and savings for residential and commercial property, targeting all flood zones.
Consideration and coverage features:
- NO elevation certificate for Pre-FIRM properties
- Mirrors the NFIP, plus extended and additional coverages
- Full-limit Primary Flood policies
- Excess policies over NFIP or other private flood carriers
- Business income available on primary or excess policies
- Ability to write multiple buildings under one policy
- Most competitive on pre-firm properties
- Replacement Cost on building and contents
- Building limits available up to $100 MM
- No additional charge for Increased Cost of Compliance (ICC)
- Lender approved and compliant with Biggert-Waters Act and corresponding regulations
Lines of Business
- Primary Flood
- Excess Flood
- Business Income / Rental Value
- Loss of Use / Additional Living Expense
- Improvements & Betterments (I&B)
Target Classes
- Apartments
- Commercial Real Estate
- Mixed-Use Commercial
- 1-4 Family Dwellings
- Owner / Tenant-Occupied Dwellings
- Residential & Commercial Condos
- Seasonal / Secondary Dwellings
- Townhomes
