Every property is vulnerable to a potential flood loss. Protect your customers from a catastrophic loss by offering private flood coverage.


Our flood program offers protection and savings for residential and commercial property, targeting all flood zones.

Consideration and coverage features: 

  • NO elevation certificate for Pre-FIRM properties
  • Mirrors the NFIP, plus extended and additional coverages
  • Full-limit Primary Flood policies
  • Excess policies over NFIP or other private flood carriers
  • Business income available on primary or excess policies
  • Ability to write multiple buildings under one policy
  • Most competitive on pre-firm properties
  • Replacement Cost on building and contents
  • Building limits available up to $100 MM
  • No additional charge for Increased Cost of Compliance (ICC)
  • Lender approved and compliant with Biggert-Waters Act and corresponding regulations

Lines of Business

  • Primary Flood 
  • Excess Flood 
  • Business Income / Rental Value
  • Loss of Use / Additional Living Expense
  • Improvements & Betterments (I&B)

Target Classes

  • Apartments 
  • Commercial Real Estate
  • Mixed-Use Commercial 
  • 1-4 Family Dwellings 
  • Owner / Tenant-Occupied Dwellings 
  • Residential & Commercial Condos
  • Seasonal / Secondary Dwellings 
  • Townhomes  

Contact Us

Primary & Excess Flood


Diana Duke, AINS

Senior Flood Underwriter