Details
We have the experience to quickly review your commercial auto submissions and provide customized coverage through various markets. We provide coverage for transportation-related business in the following states: VT, NH, ME, NY (no livery), RI, CT, and PA.
Lines of Business
- Auto Liability
- Auto Physical Damage
- Business Auto
- Excess Auto Liability
- Medical Payments
- Motor Truck Cargo
- Underinsured Motorist Coverage (UIM)
- Uninsured Motorist Coverage (UM)
Target Classes
Business Auto and Trucking
- Schools / Daycares (school buses, daycare vans, group home vans or shuttles, scouting troop vehicles)
- Courtesy (courtesy vehicles for car dealers, repair shops, hotels, restaurants)
- Delivery (delivery vehicles for flowers, couriers, packages, auto parts, furniture, U.S. mail, pizza, food)
- Driver Training (sedans, trucks, tractors, trailers)
- Farming (pickup trucks, grain trucks, livestock trucks, dump trucks)
- Funeral Homes (escort vehicles, limousines, hearses)
- Mobile Concessions / Food Trucks (taco trucks, coffee carts, hot dog vendors, vehicles used by caterers)
- Religious Organizations (church vans, choir buses, Amish shuttles, vehicles used by pastors)
- Company / Executive (salespersons’ vehicles, owners’ personal vehicles, visiting nurses’ autos)
- Rental Operations (commercial vehicles, sedans, SUVs, minivans)
- Security (vehicles used for bondsmen, private investigators, security patrols, home security, prisoner transport)
- Construction (boom trucks, mobile truck cranes, dump trucks, fuel trucks, water trucks, cement pumpers, service trucks)
- Contractors (vehicles used by plumbers, roofers, electricians, landscapers, locksmiths, painters)
- Drive-away Contractors (registration plates, transporter tags, named operators)
- Dump Trucks (dump trucks used by contractors and aggregate haulers)
- Hazardous Commodity Haulers (trucks hauling fuel oil, propane, gasoline and other chemicals (some exclusions exist))
- Non-trucking Liability (bobtail/deadhead contingent liability)
- Tankers (water trucks, fuel trucks, trucks hauling liquid asphalt and other chemicals (some exclusions exist))
- Tow Trucks (wreckers and rollbacks for repair shops, car dealerships, police rotation, repossessors, salvage yards)
- Truckers (car carriers, mobile home toters, other long-haul trucks hauling goods for hire)
Passenger Auto / Passenger Transport / Livery
- Charter Buses (sightseeing and tour buses, entertainer buses, wilderness expedition vehicles, ski buses, casino buses)
- Schools / Daycares (school buses, daycare vans, group home vans or shuttles, scouting troop vehicles)
- Courtesy (courtesy vehicles for car dealers, repair shops, hotels and restaurants)
- Employee (vehicles used to transport railroad workers, farm laborers, and other employees to and from the job-site)
- Funeral Homes (escort vehicles, limousines, hearses)
- Limousine and Sedan Services (stretched and super-stretched limousines, stretched SUVs, executive transport autos, airport transportation vehicles)
- Mass Transit (urban buses, trams, trolleys, shuttle services, airport shuttles)
- Medical and NEMT (ambulances, rescue squad vehicles, non-emergency medical transportation autos, medical provider courtesy vehicles)
- Religious Organizations (church vans, choir buses, Amish shuttles, vehicles used by pastors)
- Social Services (Head Start Program autos, group home vans/shuttles, YMCA buses, scout buses, senior citizen center vehicles)
- Taxis and App-Based Transport (taxis, Uber, Lyft)
Specialty Operations
- Mobile Operations (bookmobiles, bloodmobiles, mobile offices, mobile medical testing)
- Municipality-owned (ambulances, law enforcement vehicles, fire trucks, water trucks, hazardous material responders, street sweepers)
